DSCR up to 8 units in West Sacramento, CA

DSCR loan in West Sacramento, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in West Sacramento, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in West Sacramento, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in West Sacramento, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our West Sacramento, CA real estate investors have you covered.

Investment Opportunities in West Sacramento, CA

Benefits of DSCR Loan in West Sacramento, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in West Sacramento looking to invest in real estate. These loans are tailored for income-generating properties such as rental units or commercial buildings. One of the key advantages is that the loan is evaluated based on the property's income potential rather than the borrower's personal debt-to-income ratio, making it easier to qualify.

Demographically, West Sacramento is a vibrant community with a diverse population. The city offers a mix of urban and suburban living, attracting young professionals, families, and retirees alike. The median household income is above the national average, making it an attractive location for real estate investment.

The housing market in West Sacramento is characterized by steady growth and increasing property values. The city has a range of housing options, from modern downtown apartments to spacious suburban homes. With the demand for rental properties on the rise, investing in real estate through a DSCR loan can yield significant returns in this thriving market.

West Sacramento boasts several main attractions, including the scenic River Walk Park, the Crocker Art Museum, and the bustling Downtown area with its dining and entertainment options. The proximity to Sacramento and the easy access to highways make it a convenient and desirable location for residents and visitors.

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