DSCR up to 8 units in Westley, CA

DSCR loan in Westley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Westley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Westley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Westley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Westley, CA real estate investors have you covered.

Investment Opportunities in Westley, CA

Benefits of DSCR Loan in Westley, California

DSCR (Debt-Service Coverage Ratio) loans provide numerous advantages for real estate investors in Westley, California. These loans offer lower interest rates compared to traditional mortgages, making them an attractive option for financing investment properties. Additionally, DSCR loans do not heavily depend on the borrower's credit score, focusing more on the property's income potential. This makes it easier for investors with varying credit backgrounds to secure financing for their real estate ventures.

Westley, California, boasts a diverse demographic makeup, with a mix of young professionals, families, and retirees calling the area home. The community offers a suburban feel with access to urban conveniences, making it an appealing location for individuals looking to settle down or invest in rental properties. The favorable demographic profile contributes to a stable rental market, ideal for property investors seeking long-term returns on their investments.

The housing market in Westley, California, is characterized by steady appreciation rates and relatively affordable property prices compared to neighboring cities. The presence of major employers in the region provides a steady demand for rental properties, ensuring a consistent stream of potential tenants for investors. With the help of DSCR loans, investors can leverage these market conditions to expand their real estate portfolios and maximize their returns.

Some main attractions in Westley, California, include the picturesque Westley Hotel, known for its historic charm and elegant architecture. The town is also home to the vibrant Westley Park, offering recreational amenities for residents and visitors alike. Additionally, the nearby Stanislaus National Forest provides outdoor enthusiasts with opportunities for hiking, camping, and other outdoor activities, making Westley an attractive destination for nature lovers and adventure seekers.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now