DSCR up to 8 units in Wharton, TX

DSCR loan in Wharton, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Wharton, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Wharton, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Wharton, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Wharton, TX real estate investors have you covered.

Investment Opportunities in Wharton, TX

Benefits of DSCR Loan in Wharton, Texas

DSCR loans in Wharton offer competitive interest rates for borrowers with strong debt-service coverage ratios, making financing more accessible to small businesses and real estate investors. This type of loan provides stability and predictability in mortgage payments, reducing financial risk.

Wharton, Texas, is a vibrant community with a diverse demographic makeup. The city has a mix of residents from various ethnic backgrounds and age groups, creating a rich cultural tapestry. This diversity contributes to a welcoming and inclusive atmosphere.

The housing market in Wharton is thriving, with a range of affordable housing options available to buyers. Home prices are competitive, making it an attractive location for first-time homebuyers and investors looking to expand their real estate portfolios. The market stability and growth potential make Wharton a promising destination for property investment.

Wharton boasts various attractions, including the Wharton County Historical Museum, which showcases the region's heritage, and the Wharton Civic Center, a hub for community events and performances. Outdoor enthusiasts can enjoy the nearby Colorado River for recreational activities like fishing and boating.

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