DSCR up to 8 units in Wheatland, CA

DSCR loan in Wheatland, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Wheatland, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Wheatland, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Wheatland, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Wheatland, CA real estate investors have you covered.

Investment Opportunities in Wheatland, CA

Benefits of DSCR Loan in Wheatland, California

DSCR (Debt Service Coverage Ratio) loans offer a variety of benefits for borrowers in Wheatland, California. These loans are ideal for real estate investors as they provide financing based on the property's income potential rather than the borrower's credit score. This can result in higher loan amounts and lower interest rates, making it easier to acquire and leverage investment properties.

Demographically, Wheatland is a quaint town located in Yuba County with a population of around 3,500 residents. The town boasts a close-knit community with a mix of families and young professionals. Wheatland offers a peaceful and rural lifestyle, making it an attractive choice for those looking to escape the hustle and bustle of city life.

In terms of housing market, Wheatland has seen steady growth in property values over the past few years. The town offers a mix of historic homes and newer developments, providing options for various preferences and budgets. With the rise in demand for housing in suburban areas, Wheatland presents a promising opportunity for real estate investors to capitalize on the growing market.

Some of Wheatland's main attractions include the Beale Air Force Base, which contributes to the local economy and provides job opportunities for residents. The town is also known for its annual community events, such as the Wheatland County Fair and the Fourth of July celebrations. Additionally, outdoor enthusiasts can enjoy the nearby Sutter Buttes, also known as the "World's Smallest Mountain Range," for hiking and sightseeing.

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