DSCR up to 8 units in Whiskeytown, CA

DSCR loan in Whiskeytown, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whiskeytown, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whiskeytown, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whiskeytown, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whiskeytown, CA real estate investors have you covered.

Investment Opportunities in Whiskeytown, CA

Benefits of DSCR Loan in Whiskeytown, California

One of the key benefits of a DSCR (Debt Service Coverage Ratio) loan in Whiskeytown, California, is the ability to secure financing for investment properties without relying solely on personal income. This type of loan considers the potential rental income of the property to determine eligibility, making it a valuable option for real estate investors.

Demographically, Whiskeytown has a population of approximately 1,500 residents, with a median age of 45 years. The community is predominantly white, with a mix of both younger families and retirees. The area offers a peaceful and scenic environment, attracting nature enthusiasts and those looking for a quiet retreat.

In terms of the housing market, Whiskeytown showcases a diverse range of properties, from historic homes to modern estates. The market is relatively stable, with a median home price of $350,000. The availability of DSCR loans can further boost real estate activity in the area, providing more opportunities for both buyers and sellers.

Some main attractions in Whiskeytown include the beautiful Whiskeytown Lake, known for its crystal-clear waters and outdoor recreational activities such as boating, swimming, and hiking. The nearby Whiskeytown National Recreation Area also offers picturesque trails, campgrounds, and opportunities to explore the region's rich history.

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