DSCR up to 8 units in White Oak, TX

DSCR loan in White Oak, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in White Oak, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in White Oak, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in White Oak, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our White Oak, TX real estate investors have you covered.

Investment Opportunities in White Oak, TX

Benefits of a DSCR Loan in White Oak, Texas

A Debt-Service Coverage Ratio (DSCR) loan is a great financial option for property investment in White Oak, Texas. This type of loan provides investors with a stable and predictable source of income as the property generates revenue, ensuring the loan payments are covered.

Demographics in White Oak show a close-knit community with a population that values education and a high quality of life. The town is primarily residential with a mix of families and retirees. The median household income is above the national average, making it an attractive location for real estate investment.

The housing market in White Oak is flourishing, with a strong demand for single-family homes and rental properties. The prices are competitive, and the market offers a variety of housing options suitable for different investment strategies. With the DSCR loan, investors can take advantage of the growing market to maximize their returns.

White Oak, Texas, boasts several main attractions such as the beautiful White Oak Lake State Park, providing outdoor recreational activities for residents and visitors. The town also has a rich history showcased in local museums and cultural events, making it a desirable place for potential renters or buyers.

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