DSCR up to 8 units in Whitesboro, TX

DSCR loan in Whitesboro, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whitesboro, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whitesboro, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whitesboro, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whitesboro, TX real estate investors have you covered.

Investment Opportunities in Whitesboro, TX

Benefits of DSCR Loan in Whitesboro, Texas

A Debt Service Coverage Ratio (DSCR) loan in Whitesboro, Texas, offers numerous benefits to borrowers. This type of loan ensures that the borrower has enough income to cover the debt payments associated with the property, providing financial stability and reducing the risk of default.

Whitesboro, Texas, is a charming town with a population that enjoys a strong sense of community. The demographic makeup includes a mix of families, young professionals, and retirees, creating a diverse and vibrant atmosphere. With a low cost of living and excellent schools, Whitesboro is an ideal place for individuals and families looking to settle down.

The housing market in Whitesboro, Texas, is thriving, offering a range of properties to suit different preferences and budgets. From historic homes in the downtown area to modern developments in the outskirts, there is something for everyone. The market is stable, with steady growth in property values, making it a lucrative investment opportunity.

Whitesboro, Texas, boasts several main attractions that draw visitors and residents alike. The town is home to beautiful parks, historical sites, and local shops and restaurants. Outdoor enthusiasts can explore the nearby Lake Texoma for water activities, while history buffs can visit the Grayson County Frontier Village for a glimpse into the past.

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