DSCR up to 8 units in Whitethorn, CA

DSCR loan in Whitethorn, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whitethorn, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whitethorn, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whitethorn, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whitethorn, CA real estate investors have you covered.

Investment Opportunities in Whitethorn, CA

Benefits of DSCR Loan in Whitethorn, California

A Debt Service Coverage Ratio (DSCR) loan in Whitethorn, California offers numerous advantages. One primary benefit is that it helps property investors leverage their rental income to qualify for loans, enabling them to purchase investment properties with strong revenue potential.

Whitethorn, California, located in Humboldt County, has a population of around 800 residents. The area boasts a diverse community, with a median age of 44 years old. Whitethorn offers a tranquil environment, perfect for those seeking a peaceful retreat or a place to retire.

The housing market in Whitethorn showcases a mix of single-family homes, vacation rentals, and plots of land for development. With the median home price at a reasonable level compared to California averages, investing in property in Whitethorn can be a lucrative opportunity for buyers looking to enter the real estate market.

Some main attractions in Whitethorn include the stunning Sinkyone Wilderness State Park, known for its breathtaking coastal views and hiking trails. Visitors can also enjoy the nearby King Range National Conservation Area and Shelter Cove Beach for outdoor activities and relaxation.

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