DSCR up to 8 units in Whitewater, CA

DSCR loan in Whitewater, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whitewater, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whitewater, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whitewater, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whitewater, CA real estate investors have you covered.

Investment Opportunities in Whitewater, CA

Benefits of DSCR Loan in Whitewater, California

Debt-Service Coverage Ratio (DSCR) loans offer numerous benefits to borrowers in Whitewater, California. One of the key advantages is that these loans consider the property's income-producing potential rather than just the borrower's credit score, making them accessible to a wider range of investors and property owners.

Furthermore, DSCR loans typically have lower interest rates and longer repayment terms compared to traditional loans, providing borrowers with greater financial flexibility and potential cost savings over the loan lifetime. Additionally, these loans can help investors leverage their existing assets to expand their real estate portfolios and grow their wealth over time.

Whitewater, California, is a diverse and vibrant community located in Riverside County. With a mix of rural charm and urban amenities, Whitewater offers a high quality of life for residents of all ages. The town is known for its picturesque landscapes, friendly neighborhoods, and strong sense of community.

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