DSCR up to 8 units in Whitharral, TX

DSCR loan in Whitharral, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whitharral, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whitharral, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whitharral, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whitharral, TX real estate investors have you covered.

Investment Opportunities in Whitharral, TX

Benefits of DSCR Loan in Whitharral, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for real estate investors in Whitharral, Texas. One of the key benefits is the lower risk associated with this type of loan, as it ensures that the property generates enough income to cover the debt payments.

Demographics in Whitharral, Texas, show a small, close-knit community with a population of around 200 residents. The town has a rural feel with a strong sense of community, making it an ideal location for those seeking a peaceful and friendly environment.

When it comes to the housing market in Whitharral, Texas, the area offers affordable home prices compared to nearby cities, making it an attractive option for first-time homebuyers or investors looking to diversify their portfolio. The market is stable, with a mix of single-family homes and spacious lots for potential development.

Main attractions in Whitharral, Texas, include its scenic countryside, perfect for outdoor enthusiasts and nature lovers. The town also boasts a rich history, with landmarks like the Whitharral School Museum that offer insight into the area's past and culture.

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