DSCR up to 8 units in Whittier, CA

DSCR loan in Whittier, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Whittier, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Whittier, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Whittier, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Whittier, CA real estate investors have you covered.

Investment Opportunities in Whittier, CA

Benefits of DSCR Loan in Whittier, California

DSCR loans offer lower risk for lenders as they primarily focus on the property's income generation potential rather than the borrower's credit score, making them easier to qualify for individuals or businesses with lower credit profiles.

Whittier, California, with a population of approximately 85,331, is a diverse community with a rich history and a strong sense of community. The median age is 36, and the median household income is $73,321.

The housing market in Whittier is thriving, with a median home value of $605,678. The market is competitive, with a variety of housing options ranging from historic homes to modern developments, catering to different preferences and budgets.

Some main attractions in Whittier include the Whittier Narrows Recreation Area, Pio Pico State Historic Park, and the Whittier Greenway Trail, offering residents and visitors opportunities for outdoor activities and exploration.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now