DSCR up to 8 units in Wichita Falls, TX

DSCR loan in Wichita Falls, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Wichita Falls, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Wichita Falls, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Wichita Falls, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Wichita Falls, TX real estate investors have you covered.

Investment Opportunities in Wichita Falls, TX

Benefits of DSCR Loan in Wichita Falls, Texas

DSCR loans in Wichita Falls, Texas offer numerous benefits for real estate investors. One of the main advantages is that these loans focus on the property's income potential rather than the borrower's credit score, making them accessible to a wider range of investors.

Demographics in Wichita Falls reveal a diverse population with a median age of 32. The city is known for its strong military presence due to Sheppard Air Force Base and offers a mix of urban and suburban living, attracting families, young professionals, and retirees alike.

The housing market in Wichita Falls is favorable for investors, with affordable property prices and a steady demand for rental units. The city's growing economy and low unemployment rate make it an attractive location for real estate investment, especially with the support of DSCR loans.

Wichita Falls boasts a variety of attractions, including the scenic Lucy Park, the vibrant Downtown Farmer's Market, and the educational River Bend Nature Center. Residents and visitors can enjoy outdoor activities, cultural experiences, and a strong sense of community in this thriving Texan city.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now