DSCR up to 8 units in Winfield, AL

DSCR loan in Winfield, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Winfield, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Winfield, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Winfield, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Winfield, AL real estate investors have you covered.

Investment Opportunities in Winfield, AL

Benefits of DSCR Loan in Winfield, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for property investors in Winfield, Alabama. These loans provide lenders with a clear view of the property's ability to generate income and cover expenses, making it easier for investors to secure financing for their real estate ventures.

Winfield, Alabama, is a charming town with a population of around 4,700 residents. The town boasts a diverse community with a mix of families, young professionals, and retirees. The area's low crime rate and strong sense of community make it an ideal place for families and individuals looking to settle down.

The housing market in Winfield is stable, offering a range of affordable options for buyers and investors. With a median home value below the national average, the area presents opportunities for both first-time homebuyers and seasoned investors looking to expand their real estate portfolio.

Some of Winfield's main attractions include the beautiful Guin Park, renowned for its scenic walking trails and picnic areas. The town also hosts the Mule Day festival, a popular event that draws visitors from across the state to celebrate the town's rich heritage and culture.

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