DSCR up to 8 units in Winona, TX

DSCR loan in Winona, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Winona, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Winona, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Winona, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Winona, TX real estate investors have you covered.

Investment Opportunities in Winona, TX

Benefits of DSCR Loan in Winona, Texas

DSCR (Debt Service Coverage Ratio) loans are popular in Winona, Texas due to their low interest rates and flexible terms. Borrowers benefit from the ability to finance real estate investments without using personal credit, making it an attractive option for small businesses and real estate investors.

Demographics: Winona, Texas, a small town with a population of approximately 582 residents, offers a close-knit community atmosphere. The town has a mix of ages with a median age of 38, providing a diverse and welcoming environment for families and individuals.

Housing Market: Winona's housing market is stable with a median home value of $110,000. The market offers a mix of single-family homes and rental properties, making it suitable for both homeowners and investors looking to generate rental income.

Main Attractions: Despite its small size, Winona boasts a vibrant community life. Residents and visitors can enjoy outdoor activities at the nearby Tyler State Park, explore the local shops and restaurants, and participate in community events such as the annual Winona Founder's Day celebration.

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