DSCR up to 8 units in Winterhaven, CA

DSCR loan in Winterhaven, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Winterhaven, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Winterhaven, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Winterhaven, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Winterhaven, CA real estate investors have you covered.

Investment Opportunities in Winterhaven, CA

Benefits of DSCR Loan in Winterhaven, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for property buyers in Winterhaven, California. These loans help borrowers qualify based on property income rather than personal income, making them ideal for investors. With lower qualifying criteria, they provide flexibility and enable buyers to invest in real estate with less initial capital.

Winterhaven, located in Imperial County, has a population of around 4000 residents. The area boasts a diverse demographic mix with a median age of 38 years. The community is known for its friendly and safe neighborhoods, making it an attractive spot for families and retirees alike.

The housing market in Winterhaven is vibrant, offering a mix of single-family homes, condos, and vacation properties. The median home price stands at around $150,000, making it an affordable option compared to neighboring cities. The market is stable, with a steady appreciation rate, making it a wise investment choice for those looking to enter the real estate market.

Winterhaven is home to several main attractions, including the Quechan Casino Resort, the historic Fort Yuma, and the stunning Squaw Lake. Outdoor enthusiasts can enjoy activities like boating, fishing, and hiking in the picturesque surrounding areas. With a blend of local charm and modern amenities, Winterhaven provides a unique living experience for residents and visitors.

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