DSCR up to 8 units in Winton, CA

DSCR loan in Winton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Winton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Winton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Winton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Winton, CA real estate investors have you covered.

Investment Opportunities in Winton, CA

Benefits of DSCR Loan in Winton, California

DSCR (Debt Service Coverage Ratio) loans offer a more flexible financing option for real estate investors in Winton, California. These loans are based on the property's income potential rather than the borrower's credit score, making them accessible to a wider range of investors.

Demographics in Winton: Winton has a diverse population with a mix of young families, professionals, and retirees. The town offers a tight-knit community feel with access to amenities such as schools, parks, and local businesses.

Housing Market: Winton's housing market is competitive yet stable, with a growing demand for rental properties. The average home price is affordable compared to neighboring areas, making it an attractive location for real estate investment.

Main Attractions: Winton is known for its picturesque parks, such as Fox Grove Park and Winton Community Park, which offer recreational activities for residents and visitors alike. Additionally, the town's proximity to Merced River and nearby wineries makes it a popular destination for outdoor enthusiasts.

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