DSCR up to 8 units in Woodlake, CA

DSCR loan in Woodlake, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Woodlake, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Woodlake, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Woodlake, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Woodlake, CA real estate investors have you covered.

Investment Opportunities in Woodlake, CA

Benefits of DSCR Loan in Woodlake, California

DSCR (Debt Service Coverage Ratio) loans in Woodlake, California offer borrowers the advantage of securing financing based on the property's income-generating potential rather than personal income. This is especially beneficial for real estate investors looking to acquire or refinance income-producing properties.

Woodlake, California, with a population of around 7,700 residents, boasts a diverse community with a mix of ethnicities. The town provides a peaceful and picturesque setting nestled in the Sierra Nevada foothills, offering a blend of rural charm and modern amenities.

The housing market in Woodlake is relatively stable, with a median home value of $215,000. The availability of DSCR loans can make financing more accessible for buyers, leading to increased investment opportunities and potential for property appreciation in the region.

Woodlake is known for its proximity to Sequoia and Kings Canyon National Parks, making it a popular destination for outdoor enthusiasts. Visitors can enjoy hiking, camping, and exploring the stunning natural beauty of the nearby national parks.

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