DSCR up to 8 units in Yolo, CA

DSCR loan in Yolo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Yolo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Yolo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Yolo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Yolo, CA real estate investors have you covered.

Investment Opportunities in Yolo, CA

Benefits of DSCR Loan in Yolo, California

Benefits of DSCR Loan:

A Debt Service Coverage Ratio (DSCR) loan in Yolo, California offers several advantages for borrowers. This type of loan considers the property's ability to generate income to cover both the loan payments and other expenses, making it an attractive option for real estate investors.

Demographics:

Yolo County, California, has a diverse population with a mix of urban and rural communities. The county has seen steady population growth over the years, driven by its proximity to Sacramento and the Bay Area. The demographic makeup includes a blend of young professionals, families, and retirees.

Housing Market:

The housing market in Yolo, California, is dynamic, offering a range of housing options from historic homes to modern developments. The market has experienced consistent appreciation in property values, making it an appealing location for both buyers and sellers. With the availability of DSCR loans, investors have more opportunities to participate in the market.

Main Attractions:

Yolo County boasts a variety of attractions, including the UC Davis Arboretum, Cache Creek Casino Resort, and the Yolo Bypass Wildlife Area. The region is known for its outdoor recreational activities, farm-to-fork dining experiences, and vibrant arts and culture scene, making it a desirable place to live, work, and visit.

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