DSCR up to 8 units in Yorba Linda, CA

DSCR loan in Yorba Linda, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Yorba Linda, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Yorba Linda, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Yorba Linda, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Yorba Linda, CA real estate investors have you covered.

Investment Opportunities in Yorba Linda, CA

Benefits of DSCR Loan in Yorba Linda, California

DSCR loans, or Debt-Service Coverage Ratio loans, offer numerous benefits for real estate investors in Yorba Linda, California. These loans are particularly advantageous as they focus on the property’s income-generating potential rather than the borrower’s credit score. This makes them ideal for individuals looking to invest in rental properties or commercial real estate in the area.

Yorba Linda, located in Orange County, California, boasts a population of around 68,000 residents. Known for its affluent neighborhoods and excellent school system, the city offers a high quality of life. The majority of residents are homeowners, indicating a stable and lucrative real estate market that could benefit from DSCR loans.

The housing market in Yorba Linda is competitive yet promising. With a median home value of over $800,000, property values have been steadily increasing. Investing in real estate with a DSCR loan can be a strategic move in a market with high appreciation rates and rental demand.

Some of the main attractions in Yorba Linda include the Richard Nixon Presidential Library and Museum, which attracts visitors from all over the country. The city also features beautiful parks, golf courses, and a vibrant downtown area with shops and restaurants to enjoy.

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