DSCR up to 8 units in Yucca Valley, CA

DSCR loan in Yucca Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Yucca Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Yucca Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Yucca Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Yucca Valley, CA real estate investors have you covered.

Investment Opportunities in Yucca Valley, CA

Benefits of DSCR Loan in Yucca Valley, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to individuals and businesses in Yucca Valley, California. These loans provide a way to finance real estate investments without solely relying on personal income. DSCR loans can help borrowers secure high-value properties by using the potential income generated by the property as collateral, aiding in building a diverse investment portfolio.

Yucca Valley, located in Southern California, has a population of around 20,700 residents, with a growing economy driven by tourism, retail, and healthcare industries. The town's diverse demographics consist of a mix of young families, retirees, and artists, creating a vibrant and inclusive community. Yucca Valley's median household income is $43,000, with a lower cost of living compared to nearby cities.

The housing market in Yucca Valley offers a range of options from affordable single-family homes to luxury estates, making it an attractive location for both first-time homebuyers and investors. The average home price is around $250,000, with steady appreciation rates over the years. The market is competitive, with low inventory and high demand, making it essential for buyers to act quickly.

Yucca Valley is renowned for its natural beauty, with attractions like Joshua Tree National Park, PioneerTown, and the Integratron drawing visitors from across the globe. Outdoor enthusiasts can enjoy hiking, rock climbing, and stargazing, while art lovers can explore local galleries and studios showcasing the region's unique cultural heritage.

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