DSCR up to 8 units in Zenia, CA

DSCR loan in Zenia, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Zenia, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Zenia, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Zenia, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Zenia, CA real estate investors have you covered.

Investment Opportunities in Zenia, CA

Benefits of DSCR Loan in Zenia, California

DSCR loans in Zenia, California offer numerous benefits to borrowers. These loans are ideal for investment properties as they focus on the property's income rather than the borrower's credit score, making them more accessible to a wider range of investors.

Demographics in Zenia, California show a diverse community with a mix of young families and retirees. The town boasts a strong sense of community and a lower cost of living compared to larger cities in the state.

The housing market in Zenia is experiencing steady growth, with increasing demand for rental properties due to the town's popularity as a tourist destination. DSCR loans provide investors with the financing needed to capitalize on this growing market.

Main attractions in Zenia include the stunning Redwood National Park, offering hiking and camping opportunities, as well as the Zenia Lake, a popular spot for fishing and water sports. These attractions contribute to the town's appeal to both residents and visitors.

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