DSCR up to 8 units in Zephyr, TX

DSCR loan in Zephyr, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Zephyr, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Zephyr, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Zephyr, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Zephyr, TX real estate investors have you covered.

Investment Opportunities in Zephyr, TX

Benefits of DSCR Loan in Zephyr, Texas

A Debt Service Coverage Ratio (DSCR) loan in Zephyr, Texas offers numerous benefits to borrowers. This type of loan helps assess the ability of a borrower to generate adequate income to cover their debt obligations, crucial for securing financing for commercial real estate ventures.

Demographically, Zephyr, Texas is a small, close-knit community with a population of approximately 600 residents. The town boasts a rich history and a strong sense of community, making it an ideal place for families and individuals seeking a peaceful and neighborly environment.

The housing market in Zephyr, Texas is characterized by affordable prices, making it an attractive option for first-time homebuyers and those looking to invest in real estate. The market offers a mix of single-family homes and rental properties, catering to diverse housing needs.

Zephyr, Texas is home to several main attractions that showcase the town's charm and natural beauty. From the picturesque Zephyr Park to the historic Zephyr Depot Museum, residents and visitors alike can enjoy various recreational and cultural amenities in this quaint Texan town.

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