Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Acton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Acton, CA provides a financial boost to eligible homebuyers in Acton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Acton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Acton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Acton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Acton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Acton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Acton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Acton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Acton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Choosing an FHA Down Payment Assistance Home Loan in Acton, California can bring numerous advantages to prospective homebuyers. One of the key benefits is the lower down payment requirement, enabling more individuals or families to achieve homeownership. Additionally, these loans often come with competitive interest rates, making them more affordable in the long run. FHA loans also provide flexibility in credit score requirements, accommodating a wider range of borrowers. Acton, California, a quaint rural community located in Los Angeles County, is characterized by its diverse demographics. The population consists of individuals from various backgrounds, creating a vibrant and inclusive neighborhood. The area is known for its strong sense of community and excellent school system, making it an ideal location for families looking to settle down. When it comes to the housing market in Acton, California, it offers a mix of residential properties ranging from cozy single-family homes to spacious estates. The market has shown stability with steady appreciation rates, making it a promising investment opportunity for potential buyers. With the assistance of FHA loans, more individuals can access these housing options and benefit from the town's peaceful surroundings. Acton, California boasts a range of main attractions that cater to both residents and visitors. The area is renowned for its picturesque landscapes, offering opportunities for outdoor activities such as hiking, horseback riding, and camping. Additionally, the town is home to charming local shops, restaurants, and parks that contribute to its welcoming atmosphere and small-town charm.
Benefits of FHA Down Payment Assistance Home Loan in Acton, California
