Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Aliso Viejo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Aliso Viejo, CA provides a financial boost to eligible homebuyers in Aliso Viejo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Aliso Viejo, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Aliso Viejo, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Aliso Viejo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Aliso Viejo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Aliso Viejo, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Aliso Viejo, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Aliso Viejo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Aliso Viejo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance Home Loan in Aliso Viejo, California is the lower down payment requirement, allowing more individuals and families to become homeowners. This program also offers competitive interest rates and flexible qualification criteria, making it accessible to a wider range of borrowers. Demographically, Aliso Viejo is a vibrant city known for its diverse population and strong sense of community. With a median household income above the national average and a relatively young population, the city offers a dynamic and growing real estate market tailor-made for first-time homebuyers. In terms of the housing market, Aliso Viejo has seen steady growth in property values over the past few years, making it an attractive investment opportunity. The availability of FHA Down Payment Assistance Home Loans further boosts the real estate market by encouraging homeownership and fostering community development. Some main attractions in Aliso Viejo include the Aliso and Wood Canyons Wilderness Park, an expansive nature reserve ideal for outdoor enthusiasts, and the Aliso Viejo Town Center, a bustling hub of shopping, dining, and entertainment options.
Benefits of FHA Down Payment Assistance Home Loan in Aliso Viejo, California
