Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Alta, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Alta, CA provides a financial boost to eligible homebuyers in Alta, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Alta, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Alta, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Alta, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Alta, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Alta, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Alta, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Alta, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Alta, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan programs offer numerous advantages to potential homebuyers in Alta, California. These programs help individuals with limited funds secure financing for their dream homes. Borrowers can benefit from lower down payment requirements, competitive interest rates, and lenient credit score criteria. Alta, California, is a picturesque town situated in the Sierra Nevada mountains. The town boasts a diverse population, with a mix of young families, retirees, and outdoor enthusiasts. The community prides itself on its tight-knit feel, excellent schools, and proximity to outdoor recreational activities like skiing, hiking, and fishing. The housing market in Alta, California, is showing signs of steady growth. With affordable housing options and increasing property values, now is an opportune time to invest in real estate in this charming town. FHA Down Payment Assistance Home Loans make homeownership more accessible to a wider range of potential buyers. Main attractions in Alta include the stunning Alta Ski Area, known for its world-class slopes and breathtaking views. Additionally, visitors can explore the historic Emigrant Gap and enjoy the vibrant local arts scene. Residents and tourists alike can experience the beauty of nature at Donner Summit and the surrounding wilderness areas.
Benefits of FHA Down Payment Assistance Home Loan in Alta, California
