Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Altaville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Altaville, CA provides a financial boost to eligible homebuyers in Altaville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Altaville, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Altaville, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Altaville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Altaville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Altaville, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Altaville, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Altaville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Altaville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Altaville, California provides numerous benefits such as low down payment requirements, competitive interest rates, and easier qualification criteria for first-time homebuyers. This program offers financial assistance to individuals who may not have substantial savings for a traditional down payment. Altaville, California, situated in Calaveras County, has a diverse population with a mix of families, professionals, and retirees. The town boasts a rich history dating back to the Gold Rush era and offers a welcoming community atmosphere with access to good schools and recreational facilities. The housing market in Altaville, California, is characterized by a range of properties from historic homes to modern developments. With the assistance of FHA Down Payment Assistance Home Loan programs, more individuals can access affordable housing options and contribute to the stability and growth of the local real estate market. Altaville, California, is home to various attractions like the Angels Camp Museum, Moaning Cavern Adventure Park, and Calaveras Big Trees State Park. Residents and visitors can enjoy outdoor activities, cultural events, and explore the natural beauty of the Sierra Nevada foothills region.
FHA Down Payment Assistance Home Loan in Altaville, California
