Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Amherst, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Amherst, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Amherst, TX?

Our Down Payment Assistance program in Amherst, TX provides a financial boost to eligible homebuyers in Amherst, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Amherst, TX

Key Features of Our FHA Down Payment Assistance in Amherst, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Amherst, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Amherst, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Amherst, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Amherst, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Amherst, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Amherst, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Amherst, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Amherst, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Amherst, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Amherst, Texas

FHA Down Payment Assistance Home Loan in Amherst, Texas offers qualified buyers the opportunity to purchase a home with a lower down payment requirement, making homeownership more accessible.

Demographics in Amherst, Texas show a population demographic that is diverse and growing, with a mix of young families and retirees enjoying the small-town community atmosphere.

The housing market in Amherst, Texas is stable and offers a range of affordable housing options, from cozy single-family homes to spacious ranch-style properties, making it an attractive location for first-time buyers and investors alike.

Main attractions in Amherst, Texas include the picturesque city parks, historical landmarks, and annual community events that bring residents together, creating a strong sense of community and belonging.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now