Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Angwin, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Angwin, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Angwin, CA?

Our Down Payment Assistance program in Angwin, CA provides a financial boost to eligible homebuyers in Angwin, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Angwin, CA

Key Features of Our FHA Down Payment Assistance in Angwin, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Angwin, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Angwin, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Angwin, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Angwin, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Angwin, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Angwin, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Angwin, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Angwin, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Angwin, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loans in Angwin, California

One of the key benefits of an FHA down payment assistance home loan in Angwin, California is the lower down payment requirement. This makes homeownership more accessible to individuals who may not have the funds for a traditional down payment.

Another advantage is the competitive interest rates offered by FHA loans, which can result in lower monthly mortgage payments for homebuyers. Additionally, FHA loans are often more lenient when it comes to credit score requirements, allowing individuals with less than perfect credit to qualify for a loan.

Furthermore, FHA loans provide options for first-time homebuyers and those with limited financial resources to achieve their dream of owning a home in Angwin, California.

Demographics

Angwin, a small community in Napa County, California, is home to a diverse population. With a mix of families, young professionals, and retirees, Angwin offers a vibrant and welcoming atmosphere.

Housing Market

The housing market in Angwin, California, is characterized by a mix of single-family homes, townhouses, and apartments. The median home price in Angwin is competitive, making it an attractive location for homebuyers looking for affordable housing options.

Main Attractions

Angwin is known for its stunning natural beauty, with easy access to hiking trails, vineyards, and scenic views of the surrounding mountains. The community also offers a range of recreational activities, including parks, golf courses, and local festivals.

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sharon@horizonlendingservices.com
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972-347-9224
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