Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Antioch, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Antioch, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Antioch, CA?

Our Down Payment Assistance program in Antioch, CA provides a financial boost to eligible homebuyers in Antioch, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Antioch, CA

Key Features of Our FHA Down Payment Assistance in Antioch, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Antioch, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Antioch, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Antioch, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Antioch, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Antioch, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Antioch, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Antioch, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Antioch, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Antioch, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Antioch, California

Benefits of FHA Down Payment Assistance Home Loan:

- Lower down payment requirements, making homeownership more accessible.
- Competitive interest rates to help save money in the long run.
- Potential for higher approval rates compared to traditional loans.

Demographics of Antioch, California:

Antioch has a diverse population with a mix of families, young professionals, and retirees.
The city's population is approximately 113,000, with a median age of 36 years.
The community is known for its cultural diversity and strong sense of community.

Housing Market in Antioch:

The housing market in Antioch is experiencing steady growth in property values.
The median home price is $500,000, making it an attractive location for first-time buyers.
Availability of FHA loans and down payment assistance programs make buying a home more feasible.

Main Attractions in Antioch:

- Black Diamond Mines Regional Preserve offers hiking and historical tours.
- Antioch Water Park is a popular family destination during the summer.
- Contra Loma Regional Park provides opportunities for outdoor activities like fishing and picnicking.

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sharon@horizonlendingservices.com
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972-347-9224
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