Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Aptos, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Aptos, CA provides a financial boost to eligible homebuyers in Aptos, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Aptos, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Aptos, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Aptos, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Aptos, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Aptos, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Aptos, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Aptos, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Aptos, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer a great opportunity for first-time homebuyers in Aptos, California. These loans require lower down payments, making homeownership more achievable for many individuals and families. In terms of demographics, Aptos is a diverse community with a mix of residents from different backgrounds. The area has a strong sense of community and offers a range of amenities for residents of all ages. The housing market in Aptos is dynamic, with a mix of properties including single-family homes, condominiums, and townhouses. With the assistance of FHA loans, prospective buyers have more options for affordable housing in this desirable location. Main attractions in Aptos include the beautiful Seacliff State Beach, known for its iconic concrete ship SS Palo Alto, as well as the Forest of Nisene Marks State Park, offering hiking and biking trails amidst redwood trees.
Benefits of FHA Down Payment Assistance Home Loan in Aptos, California
