Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Aromas, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Aromas, CA provides a financial boost to eligible homebuyers in Aromas, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Aromas, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Aromas, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Aromas, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Aromas, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Aromas, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Aromas, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Aromas, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Aromas, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits such as lower down payment requirements, flexible qualification criteria, and competitive interest rates. This program helps individuals and families achieve homeownership by providing financial support towards the initial home purchase costs. Demographics: Aromas, California, is a charming rural community located in Monterey County. It has a diverse population with a mix of families, professionals, and retirees. The town offers a peaceful and close-knit atmosphere, making it an ideal place for those seeking a quieter lifestyle. Housing Market: The housing market in Aromas is dynamic, with a range of housing options available, including single-family homes, townhouses, and apartments. The median home price is affordable compared to neighboring areas, making it an attractive location for first-time homebuyers and investors alike. Main Attractions: Aromas is surrounded by scenic beauty, including the Aromas Hills, hiking trails, and parks. The town hosts community events, farmers' markets, and local festivals, fostering a sense of community and belonging among residents. Additionally, its proximity to the coast allows for easy access to beaches and recreational activities.
Benefits of FHA Down Payment Assistance Home Loan in Aromas, California
