Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Atherton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Atherton, CA provides a financial boost to eligible homebuyers in Atherton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Atherton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Atherton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Atherton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Atherton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Atherton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Atherton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Atherton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Atherton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Atherton, California offer several benefits to homebuyers. These loans provide a lower down payment requirement, making homeownership more accessible to a wider range of individuals. Additionally, borrowers may qualify for lower interest rates, reducing the overall cost of the home loan. Demographically, Atherton is known for its affluent community, with a high median household income and a predominantly white population. The town boasts a highly educated populace, with a significant percentage of residents holding advanced degrees, contributing to a vibrant and intellectually stimulating environment. In terms of the housing market, Atherton is a desirable location with high property values. The real estate market in Atherton is competitive, with limited inventory and strong demand from buyers. The FHA Down Payment Assistance Home Loan can help buyers navigate this competitive market by providing them with financial assistance to secure their dream home. Main attractions in Atherton include the Holbrook-Palmer Park, a popular outdoor recreational space that offers walking trails, playgrounds, and picnic areas. Additionally, residents can enjoy proximity to Silicon Valley, with easy access to cutting-edge technology companies and a thriving startup scene.
Benefits of FHA Down Payment Assistance Home Loan in Atherton, California
