Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Atlanta, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Atlanta, TX provides a financial boost to eligible homebuyers in Atlanta, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Atlanta, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Atlanta, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Atlanta, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Atlanta, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Atlanta, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Atlanta, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Atlanta, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Atlanta, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans provide an excellent opportunity for first-time homebuyers in Atlanta, Texas, to purchase a home with a lower upfront cost. These loans offer competitive interest rates, lower down payment requirements, and financial assistance for closing costs, making homeownership more accessible. Demographics in Atlanta, Texas, show a vibrant community with a mix of young professionals and families. The city boasts a diverse population with a strong sense of community, making it an attractive place to call home. The housing market in Atlanta, Texas, is experiencing steady growth, with affordable home prices and a range of housing options to suit different needs. The market offers opportunities for both buyers and sellers, with a variety of properties available for sale. When exploring Atlanta, Texas, visitors can enjoy various attractions such as the Atlanta Historical Museum, offering insights into the city's rich history. Outdoor enthusiasts can explore the scenic Rabbit Creek Country Club or take a stroll in one of the many parks dotted around the city.
Benefits of FHA Down Payment Assistance Home Loans