Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Avila Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Avila Beach, CA provides a financial boost to eligible homebuyers in Avila Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Avila Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Avila Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Avila Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Avila Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Avila Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Avila Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Avila Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Avila Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Avila Beach, California offers numerous benefits for first-time homebuyers. It provides low down payment options, allowing buyers to purchase a home with as little as 3.5% down. This program also offers competitive interest rates and more lenient qualification criteria, making homeownership more achievable for many individuals. Avila Beach, California, is a quaint coastal town known for its picturesque beaches, stunning ocean views, and vibrant community. The town has a population of approximately 1,600 residents, with a median age of 47 years. Avila Beach's demographics include a mix of families, retirees, and young professionals, creating a diverse and welcoming environment. The housing market in Avila Beach offers a range of options, from cozy beachfront cottages to modern condos and spacious single-family homes. The median home price in Avila Beach is $1.2 million, with a steady appreciation in property values over the years. The availability of FHA Down Payment Assistance Home Loans has made homeownership more accessible in this desirable coastal community. Avila Beach boasts a variety of attractions, including the famous Avila Beach Pier, Avila Hot Springs, and Bob Jones Trail for outdoor enthusiasts. The town also features charming local shops, restaurants serving fresh seafood, and wine tasting rooms showcasing the region's best vintages, making it a popular destination for residents and tourists alike.
FHA Down Payment Assistance Home Loan in Avila Beach, California
