Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Azusa, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Azusa, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Azusa, CA?

Our Down Payment Assistance program in Azusa, CA provides a financial boost to eligible homebuyers in Azusa, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Azusa, CA

Key Features of Our FHA Down Payment Assistance in Azusa, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Azusa, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Azusa, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Azusa, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Azusa, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Azusa, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Azusa, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Azusa, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Azusa, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Azusa, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Azusa, California

An FHA Down Payment Assistance Home Loan in Azusa, California offers an array of benefits. Firstly, it allows eligible buyers to secure a home with a lower down payment, making homeownership more achievable. Additionally, these loans often come with competitive interest rates, further reducing the overall cost of purchasing a property.

Demographically, Azusa is a vibrant city located in the San Gabriel Valley. It boasts a diverse population, with a mix of young professionals, families, and retirees. The city is known for its strong sense of community, offering residents a welcoming and inclusive environment.

When it comes to the housing market in Azusa, California, there is a range of options available to buyers. The market is relatively stable, with a variety of affordable housing choices, including single-family homes, townhouses, and apartments. With the assistance of FHA loans, prospective buyers can explore these options more freely.

Main attractions in Azusa include the scenic San Gabriel Mountains, providing outdoor enthusiasts with hiking and recreational opportunities. The city is also home to Azusa Pacific University, contributing to a lively cultural scene. Additionally, downtown Azusa offers a charming mix of shops, restaurants, and community events.

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