Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Bacliff, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bacliff, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Bacliff, TX?

Our Down Payment Assistance program in Bacliff, TX provides a financial boost to eligible homebuyers in Bacliff, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Bacliff, TX

Key Features of Our FHA Down Payment Assistance in Bacliff, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bacliff, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Bacliff, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Bacliff, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Bacliff, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Bacliff, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Bacliff, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Bacliff, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Bacliff, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bacliff, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Bacliff, Texas

FHA Down Payment Assistance home loans offer numerous benefits in Bacliff, Texas. These loans can help individuals and families achieve their dream of homeownership by providing lower down payment options, making it more affordable for first-time buyers. Additionally, FHA loans have competitive interest rates and are more accessible to borrowers with lower credit scores.

Bacliff, Texas, is a vibrant community with a diverse population. The demographics include a mix of families, young professionals, and retirees. The town boasts a strong sense of community, with various cultural events and local festivals that bring residents together.

The housing market in Bacliff is dynamic, offering a variety of housing options for different budgets and preferences. From cozy single-family homes to waterfront properties, Bacliff has something for everyone. The market is competitive but stable, making it an attractive place for both homebuyers and investors.

Bacliff, Texas, is known for its scenic beauty and outdoor recreational opportunities. The town is located near the Galveston Bay, offering stunning views and a range of water activities. Main attractions include Bacliff's public parks, local seafood restaurants, and close proximity to popular destinations like Kemah Boardwalk and Galveston Island.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now