Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ballinger, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ballinger, TX provides a financial boost to eligible homebuyers in Ballinger, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ballinger, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ballinger, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ballinger, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ballinger, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ballinger, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ballinger, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ballinger, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ballinger, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan programs in Ballinger, Texas provide opportunities for first-time homebuyers to purchase a home with a lower down payment requirement, making homeownership more accessible. Demographics in Ballinger show a population that values community and family-oriented living. The town has a mix of various age groups, with a charming small-town feel that appeals to those seeking a close-knit community. The housing market in Ballinger offers a range of options from historic homes to modern builds. With the assistance of FHA loans, buyers can enjoy competitive interest rates and favorable terms, making it an attractive market for those looking to invest in real estate. Main attractions in Ballinger include the picturesque Colorado River, ideal for outdoor activities like fishing and boating. The town also boasts historical sites such as the Runnels County Courthouse and local parks, offering residents a blend of nature and heritage.
Benefits of FHA Down Payment Assistance Home Loan in Ballinger, Texas
