Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Barnhart, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Barnhart, TX provides a financial boost to eligible homebuyers in Barnhart, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Barnhart, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Barnhart, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Barnhart, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Barnhart, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Barnhart, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Barnhart, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Barnhart, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Barnhart, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits in Barnhart, Texas. These loans provide help for first-time homebuyers and low-to-moderate-income families to achieve homeownership with a lower down payment requirement. Demographically, Barnhart, Texas, is a charming rural town with a tight-knit community. The population consists of a mix of families, retirees, and young professionals seeking a peaceful lifestyle away from the hustle and bustle of the city. The housing market in Barnhart, Texas, offers a variety of affordable options, from cozy single-family homes to spacious ranch-style properties. With the assistance of FHA loans, prospective buyers can access competitive interest rates and flexible qualification requirements. Main attractions in Barnhart include its proximity to outdoor activities such as hiking, fishing, and camping. Residents can also enjoy local eateries, shops, and cultural events that celebrate the town's rich history and welcoming atmosphere.
Benefits of FHA Down Payment Assistance Home Loan in Barnhart, Texas