Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bartlett, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bartlett, TX provides a financial boost to eligible homebuyers in Bartlett, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bartlett, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bartlett, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bartlett, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bartlett, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bartlett, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bartlett, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bartlett, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bartlett, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Bartlett, Texas offers numerous benefits to potential homeowners, especially first-time buyers. One of the primary advantages is the lower down payment requirement, making homeownership more accessible. Additionally, these loans often have competitive interest rates, helping individuals save money over the course of the loan. Demographically, Bartlett, Texas, is a small yet vibrant community with a diverse population. The town has a rich history and a strong sense of community, making it an attractive place to settle down. The cost of living is moderate, and the area is known for its friendly residents and safe neighborhoods. In terms of the housing market, Bartlett offers a mix of historic homes and newer developments, providing options for various preferences and budgets. With the assistance of FHA Down Payment Assistance Home Loans, prospective buyers can navigate the market more confidently and secure their dream home in this charming town. Some of the main attractions in Bartlett include the Bartlett Historical Society Museum, showcasing the town's heritage, and the beautiful Wilson Park, perfect for outdoor activities and family picnics. The town also hosts various community events throughout the year, fostering a close-knit and welcoming environment for residents.
FHA Down Payment Assistance Home Loan Benefits in Bartlett, Texas