Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bayside, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bayside, CA provides a financial boost to eligible homebuyers in Bayside, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bayside, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bayside, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bayside, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bayside, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bayside, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bayside, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bayside, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bayside, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Bayside, California offers lower down payment requirements, making homeownership more accessible for a wider range of buyers. This can be especially beneficial for first-time homebuyers who may have difficulty saving for a large down payment. Demographics in Bayside, California show a diverse community with a mix of age groups and family sizes. The area is known for its family-friendly environment and excellent schools, making it an attractive location for those looking to raise a family. The housing market in Bayside, California is competitive yet offers a variety of housing options to suit different budgets and preferences. With the help of FHA Down Payment Assistance Home Loan, buyers can navigate the market more confidently and secure their dream home. Bayside, California boasts stunning natural beauty with access to scenic beaches, hiking trails, and outdoor recreational activities. Additionally, the town features charming local shops, restaurants, and a vibrant community culture, making it a desirable place to live and visit.
Benefits of FHA Down Payment Assistance Home Loan in Bayside, California
