Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bell Gardens, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bell Gardens, CA provides a financial boost to eligible homebuyers in Bell Gardens, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bell Gardens, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bell Gardens, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bell Gardens, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bell Gardens, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bell Gardens, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bell Gardens, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bell Gardens, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bell Gardens, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer numerous benefits for homebuyers in Bell Gardens, California. These loans provide a lower down payment requirement, making homeownership more accessible to individuals with limited funds. FHA loans also have competitive interest rates, allowing borrowers to save money over the life of the loan. Demographics of Bell Gardens, California, show a diverse population with a strong Hispanic influence. The city boasts a vibrant community with a mix of cultures, offering residents a rich and inclusive living experience. With a growing population, Bell Gardens is an ideal location for families and individuals looking for a close-knit community. In terms of the housing market, Bell Gardens, California, offers a range of housing options, from single-family homes to apartments and townhouses. The market is stable, with steady appreciation rates, making it an attractive location for real estate investment. With the assistance of FHA loans, prospective buyers can find affordable housing options in this bustling city. Main attractions in Bell Gardens include the iconic Bicycle Casino, which attracts visitors from all over the state. The city also features beautiful parks and recreational facilities, providing ample opportunities for outdoor activities. Additionally, Bell Gardens is known for its diverse culinary scene, offering a wide range of dining options for residents and visitors alike.
The Benefits of FHA Down Payment Assistance Home Loan in Bell Gardens, California
