Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bells, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bells, TX provides a financial boost to eligible homebuyers in Bells, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bells, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bells, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bells, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bells, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bells, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bells, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bells, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bells, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
There are several benefits to opting for an FHA down payment assistance home loan in Bells, Texas. Firstly, this type of loan helps homebuyers secure a home with a lower down payment requirement, making homeownership more accessible. Additionally, FHA loans often have competitive interest rates, making them a cost-effective option for many buyers. Another advantage is the flexibility in credit score requirements, which can benefit individuals with less-than-perfect credit. Bells, Texas, is a charming town with a population that embodies a close-knit community feel. The town boasts a diverse demographic, including families, young professionals, and retirees. With a strong sense of community spirit, residents often come together for local events and support one another. The housing market in Bells, Texas, is currently showing signs of growth and stability. The availability of FHA down payment assistance programs has helped stimulate the real estate market, leading to increased home purchases and boosting property values. With a range of housing options available, from single-family homes to spacious apartments, Bells offers something for every homebuyer's needs. While Bells, Texas, may be a small town, it offers several main attractions that draw visitors and residents alike. The Historic Downtown area features quaint shops and cafes, perfect for a leisurely stroll. Additionally, outdoor enthusiasts can enjoy the nearby parks and recreational areas, providing ample opportunities for hiking, picnicking, and more.
Benefits of FHA Down Payment Assistance Home Loan in Bells, Texas
