Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bellville, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bellville, TX provides a financial boost to eligible homebuyers in Bellville, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bellville, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bellville, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bellville, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bellville, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bellville, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bellville, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bellville, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bellville, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Bellville, Texas offers several benefits including lower down payment requirements, flexible credit guidelines, and competitive interest rates. This type of loan is especially beneficial for first-time homebuyers and those with less than perfect credit. Bellville, Texas is a charming small town with a population of approximately 4,000 people. The demographics of Bellville include a mix of families, retirees, and young professionals. The town has a strong sense of community and offers a safe and welcoming environment for residents. The housing market in Bellville is currently experiencing steady growth, with a variety of housing options available including single-family homes, townhouses, and apartments. The median home price in Bellville is affordable compared to nearby cities, making it an attractive option for homebuyers looking to invest in a peaceful and picturesque area. Main attractions in Bellville include the historic downtown area with its quaint shops and restaurants, the beautiful local parks and outdoor recreational activities, and the annual festivals and events that bring the community together. With its rich history and small-town charm, Bellville offers a quality of life that is hard to find elsewhere.
FHA Down Payment Assistance Home Loan Benefits in Bellville, Texas