Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Belton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Belton, TX provides a financial boost to eligible homebuyers in Belton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Belton, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Belton, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Belton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Belton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Belton, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Belton, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Belton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Belton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Belton, Texas offer numerous advantages for first-time homebuyers and those with limited financial resources. These loans require a lower down payment compared to conventional loans, making homeownership more accessible. Demographically, Belton, Texas, is a charming city with a population that is diverse in age and ethnicity. The city boasts a strong sense of community and is an ideal place for families, young professionals, and retirees alike. The housing market in Belton, Texas, is stable and offers a range of options for prospective buyers. With the availability of FHA Down Payment Assistance Home Loans, more residents can achieve their dream of owning a home in this desirable area. Some main attractions in Belton include the stunning Belton Lake, which offers recreational activities such as fishing and boating. Additionally, the historic downtown area is lined with quaint shops and restaurants, perfect for leisurely strolls and enjoying local cuisine.
Benefits of FHA Down Payment Assistance Home Loan in Belton, Texas