Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Berry Creek, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Berry Creek, CA provides a financial boost to eligible homebuyers in Berry Creek, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Berry Creek, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Berry Creek, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Berry Creek, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Berry Creek, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Berry Creek, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Berry Creek, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Berry Creek, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Berry Creek, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance programs provide an opportunity for homebuyers in Berry Creek, California, to purchase a home with a lower down payment requirement, making homeownership more accessible. These programs help reduce the upfront costs associated with buying a home, making it easier for first-time buyers to achieve their homeownership dreams. Demographics in Berry Creek, California, show a diverse population with a mix of age groups and backgrounds. The community is known for its friendly atmosphere and strong sense of community spirit. Residents enjoy the natural beauty of the surrounding area, with access to parks, hiking trails, and recreational facilities. The housing market in Berry Creek, California, offers a range of housing options, from single-family homes to townhouses and condos. With the help of FHA down payment assistance programs, prospective buyers can find affordable housing options that suit their needs and budget. The market is competitive, with properties selling quickly, making it an attractive location for both buyers and sellers. Main attractions in Berry Creek, California, include outdoor activities such as boating, fishing, and hiking in nearby Lake Oroville State Recreation Area. The area is also known for its wineries, farmers markets, and local events that showcase the community's vibrant culture and heritage.
Benefits of FHA Down Payment Assistance Home Loan in Berry Creek, California
