Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bertram, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Bertram, TX provides a financial boost to eligible homebuyers in Bertram, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bertram, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Bertram, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Bertram, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Bertram, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Bertram, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Bertram, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Bertram, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bertram, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: The FHA Down Payment Assistance Home Loan in Bertram, Texas provides a great opportunity for first-time homebuyers or those with limited funds to achieve homeownership. This program offers lower down payment requirements, competitive interest rates, and easier qualification criteria. Demographics: Bertram, Texas, a charming town with a population of around 1,500 residents, boasts a close-knit community feel, making it an ideal place to raise a family or enjoy a peaceful retirement. The town's demographic makeup consists of primarily young families and middle-aged individuals. Housing Market: Bertram's housing market is attractive with a mix of traditional single-family homes and newer developments. The availability of FHA Down Payment Assistance Home Loans has opened up more buying opportunities, contributing to a stable and growing real estate market with reasonable property prices. Main Attractions: While in Bertram, residents and visitors can enjoy exploring the historic downtown area, taking in the beauty of the Texas Hill Country, and visiting attractions like the Fort Croghan Museum. The town's friendly atmosphere and proximity to outdoor recreation make it an appealing place to call home.
FHA Down Payment Assistance Home Loan in Bertram, Texas