Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Birds Landing, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Birds Landing, CA provides a financial boost to eligible homebuyers in Birds Landing, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Birds Landing, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Birds Landing, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Birds Landing, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Birds Landing, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Birds Landing, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Birds Landing, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Birds Landing, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Birds Landing, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance programs can make homeownership more accessible to first-time buyers by requiring a lower down payment compared to conventional loans. This can help individuals with limited savings to purchase their dream home in Birds Landing, California. The demographics of Birds Landing, California, show a diverse community with a mix of young professionals and families. The area boasts a median household income that is above the state average, making it an attractive place for both residents and businesses alike. The housing market in Birds Landing, California, is competitive yet offers a range of options from single-family homes to apartments. With the help of FHA down payment assistance, potential homebuyers can explore these opportunities and secure a property that fits their needs and budget. Main attractions in Birds Landing include the scenic beauty of the Sacramento-San Joaquin River Delta, perfect for outdoor enthusiasts. Additionally, the proximity to major cities like San Francisco and Sacramento provides residents with easy access to urban amenities while enjoying a suburban lifestyle.
Benefits of FHA Down Payment Assistance Home Loan in Birds Landing, California
