Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Boulder Creek, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Boulder Creek, CA provides a financial boost to eligible homebuyers in Boulder Creek, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Boulder Creek, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Boulder Creek, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Boulder Creek, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Boulder Creek, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Boulder Creek, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Boulder Creek, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Boulder Creek, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Boulder Creek, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The benefits of an FHA down payment assistance home loan in Boulder Creek, California are substantial. This type of loan offers lower down payment requirements, making homeownership more accessible to a wider range of individuals. Additionally, FHA loans typically have competitive interest rates and are more lenient with credit requirements compared to conventional loans. Boulder Creek, California, is a charming town located in the Santa Cruz Mountains. The area is known for its natural beauty, with redwood forests and picturesque creeks. The town has a diverse community, with a mix of families, young professionals, and retirees. The housing market in Boulder Creek offers a variety of options, from cozy cabins to modern family homes. With the assistance of an FHA loan, first-time homebuyers can take advantage of the current market conditions to find their dream home in this desirable location. Some of the main attractions in Boulder Creek include Big Basin Redwoods State Park, which offers hiking and camping opportunities, as well as Boulder Creek Golf and Country Club for golf enthusiasts. The town also hosts local events and festivals throughout the year, making it a vibrant place to live.
FHA Down Payment Assistance Home Loan in Boulder Creek, California
