Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Brantley, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Brantley, AL provides a financial boost to eligible homebuyers in Brantley, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Brantley, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Brantley, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Brantley, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Brantley, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Brantley, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Brantley, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Brantley, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Brantley, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Brantley, Alabama provide opportunities for individuals to become homeowners with lower down payments and credit score requirements compared to traditional loans. Demographics in Brantley, Alabama show a close-knit rural community with a population of around 800 residents. The town has a rich history and a strong sense of community pride, making it an ideal place to settle down. The housing market in Brantley offers a mix of historic homes and new constructions, with affordable options for first-time homebuyers. The FHA Down Payment Assistance program can help buyers navigate the market and secure a home that fits their needs and budget. Main attractions in Brantley include the picturesque Conecuh National Forest for outdoor enthusiasts, and the historic downtown area with charming shops and local eateries. Residents can enjoy a peaceful small-town lifestyle with easy access to nature and community events.
Benefits of FHA Down Payment Assistance Home Loan
