Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Breckenridge, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Breckenridge, TX provides a financial boost to eligible homebuyers in Breckenridge, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Breckenridge, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Breckenridge, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Breckenridge, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Breckenridge, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Breckenridge, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Breckenridge, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Breckenridge, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Breckenridge, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Breckenridge, Texas provides numerous benefits for first-time homebuyers. This program offers lower down payment requirements, making it easier for individuals to purchase a home with limited funds. Additionally, FHA loans have competitive interest rates, making homeownership more affordable in the long term. The down payment assistance further helps buyers cover closing costs and upfront expenses, reducing financial burdens. Breckenridge, Texas, a picturesque town with a population of approximately 5,000 residents, boasts a diverse community. The town's demographics showcase a mix of young families, professionals, and retirees, creating a vibrant and welcoming atmosphere for residents. With a rich history dating back to the early 1800s, Breckenridge offers a blend of heritage and modern amenities, making it an ideal place to call home. The housing market in Breckenridge, Texas, presents excellent opportunities for buyers. With a range of housing options, from historic homes to newly constructed properties, individuals can find their dream residence within various price points. The market conditions are favorable, with steady appreciation rates and a stable real estate landscape, ensuring a sound investment for homeowners. In addition to its housing market, Breckenridge offers an array of attractions for residents and visitors alike. Outdoor enthusiasts can enjoy recreational activities at Hubbard Creek Lake, while history buffs can explore the local museums and landmarks. The town's vibrant downtown area features charming shops, restaurants, and cultural events, creating a vibrant and dynamic community.
FHA Down Payment Assistance Home Loan in Breckenridge, Texas
